Tamper-evident AI governance built for European agricultural lenders. EBA GL/2020/06 compliant. AI Act ready. DORA aligned. Every credit decision cryptographically sealed.
Every governance event compliant with the full EU regulatory stack.
Milestone-based credit assessment with full model explainability. SHAP Evidence Cards on every decision. Human oversight maintained.
Classified under Annex III. 10 QMS documents: Technical Documentation, Risk Management, Human Oversight, Conformity Assessment.
Immutable append-only event journal. 7-year WORM retention. Cryptographic integrity. No single point of failure.
Full DPIA completed April 2026. EU data residency (GCP europe-west1). MSign KES qualified signature. DPO appointment Q3 2026.
Certificate Transparency standard. Every event gets a cryptographic inclusion proof verifiable by any third party.
GPS origin tracking for agricultural commodities. Full chain of custody. Grain Passport integration for EU exporters.
Four steps from credit event to tamper-evident EU-compliant proof.
Currently active in Moldova and Romania. EBRD co-owned institutions welcome.
Pilot underway with Victoriabank S.A. (Banca Transilvania Group, EBRD co-owned). First Merkle receipt delivered April 14, 2026. Basel II methodology validated on 100-hectare corn farm in Dondușeni.
Banca Transilvania Group integration planned Q3 2026. ERA5 + ANIF data sources. Full Romanian regulatory compliance. NBR reporting ready.
Request a pilot for your European agricultural lending portfolio.