Americas Edition · OCC SR 11-7 · Basel III · USDA · SEC

Cryptographic proof
for every AI decision.

ProvableCORE® delivers tamper-evident governance receipts for agricultural lenders across the Americas. OCC SR 11-7 compliant. Basel III IRB ready. Every credit event sealed with Merkle proof and KMS signature.

Request Americas Pilot ACS Platform

OCC

SR 11-7 Compliant

Basel III

IRB Approach

USDA

NASS Integrated

80ms

Verify Latency p50

v0.6.0

Production

Core Capabilities

Governance infrastructure
for institutional AI.

Six pillars of tamper-evident compliance for US agricultural lenders.

Merkle · RFC 9162

Tamper-Evident Receipts

Every governance event receives a cryptographic Merkle inclusion proof per RFC 9162. Independently verifiable by OCC examiners or external auditors.

GCP KMS · FIPS 140-2

Hardware-Grade Signing

RSA-PSS-SHA256 via GCP KMS FIPS 140-2 Hardware Security Module. Private key never exported. Full audit trail per OCC SR 11-7.

WORM · 7 Years · SEC

Immutable Audit Journal

Write-once-read-many storage via GCS Bucket Lock. 7-year retention per SEC Rule 17a-4. No deletion possible.

Public · No Auth

Open Verification

Any OCC examiner, auditor, or counterparty can verify a ProvableCORE® receipt without authentication. The verification endpoint is public and permanently available.

SHAP · OCC SR 11-7

Model Explainability

Every AI credit decision with SHAP Evidence Cards per OCC SR 11-7. Feature attribution, confidence intervals, human-readable reasoning.

USDA NASS · ERA5

Agricultural Data Integration

USDA NASS yield statistics, FSA farm records, ERA5 climate data. Full Corn Belt and Soybean Belt coverage. 10M Monte Carlo simulations.

Regulatory Framework

Built for Americas
regulatory standards.

Every governance layer mapped to US and international regulatory requirements.

OCC SR 11-7

Model Risk Management

Full model validation. Independent review. SHAP explainability. Model inventory and tiering.

Basel III · IRB

Internal Ratings-Based Approach

PD, LGD, EAD, EL outputs. 10M Monte Carlo. Stress testing across drought, commodity, yield scenarios.

SEC · FINRA

Recordkeeping & Audit Trail

7-year WORM per SEC Rule 17a-4. Cryptographic proof. Examiner and auditor accessible.

USDA · FSA

Agricultural Data Standards

NASS yield, FSA farm records, Common Land Unit. Corn Belt, Soybean Belt, Southern Plains.

RFC 9162

Certificate Transparency

Merkle tree per IETF RFC 9162. Inclusion proofs verifiable by any third party.

SOC 2 · FIPS 140-2

Security Controls

GCP KMS FIPS 140-2 HSM. WORM storage. Zero trust. Penetration tested.

Process

From credit event
to tamper-evident proof.

Four steps from origination to OCC and Basel III compliant governance record.

Event Recorded

Credit decision recorded in append-only journal. Full metadata, actor ID, USDA region, commodity type, timestamp.

Merkle Sealed

RFC 9162 Merkle inclusion proof generated. Root hash updated. Audit path for OCC model validation preserved.

KMS Signed

RSA-PSS-SHA256 via GCP KMS FIPS 140-2 Hardware Security Module. Private key never exported.

WORM Archived

GCS Bucket Lock. 7-year retention per SEC Rule 17a-4. Accessible to OCC examiners and external auditors.

Verification

Any party can verify.
No authentication required.

OCC examiners, auditors, and counterparties verify receipts without credentials.

Americas Verification Endpoint · Public · No Auth Required

POST https://provablecore.com/governance/verify Content-Type: application/json { "jws_signature": "eyJhbGciOiJIUzI1NiJ9...", "event_id": "6d0962ed-970f-42f9-9447-b88d1498228f" } → {"valid": true, "reason": "signature valid", "verifier_version": "acs-governance-runtime/v1"}

Coverage

Americas agricultural
lending coverage.

USDA NASS yield data, FSA farm records, and ERA5 climate integrated across three major US agricultural regions.

Corn Belt

Illinois, Indiana, Iowa, Ohio, Minnesota, Nebraska. USDA NASS corn yield integration. Full OCC SR 11-7 model validation.

Soybean Belt

Illinois, Iowa, Minnesota, Indiana, Missouri. USDA NASS soybean statistics. ERA5 moisture and temperature indices.

Southern Plains

Kansas, Oklahoma, Texas. Winter wheat and sorghum. FSA Common Land Unit records. Drought and commodity stress scenarios.

Pricing

Start free.
Scale when ready.

14-day full-access trial. No credit card required. Cancel anytime.

Trial

$0/14 days

Full platform access. Evaluate ProvableCORE® with your own credit events before committing.

Up to 100 governance receipts
All 6 API endpoints
Merkle proofs + KMS signing
WORM storage included
Public verify endpoint
Email support

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Cryptographic prooffor every AI decision.

Governance infrastructurefor institutional AI.

Tamper-Evident Receipts

Hardware-Grade Signing

Immutable Audit Journal

Open Verification

Model Explainability

Agricultural Data Integration

Built for Americasregulatory standards.

From credit eventto tamper-evident proof.

Any party can verify.No authentication required.

Americas agriculturallending coverage.